MWRS Open Terms Policy

Midwest Retail Services may extend open credit terms to qualified commercial customers based on business need, purchase volume, expected frequency, creditworthiness, trade references, and payment history. Open terms are not guaranteed and may be modified, suspended, or revoked at MWRS's discretion based on account performance or updated credit information.

All new customers requesting open terms must complete the MWRS credit application and provide required supporting information. MWRS may review commercial credit reports, trade references, bank references, public records, and internal payment history as part of the evaluation.

Sales representatives may explain the credit review process and collect required information but may not approve, promise, or modify credit terms. All credit decisions must be approved by authorized MWRS leadership.

Customers who are not approved for open terms may still purchase from MWRS using prepayment, credit card, ACH in advance, check, or another approved payment arrangement. MWRS may reconsider open terms after positive payment history is established or updated credit information supports a new review.